# Rise Into Your Purpose: Building Wealth, Courage, and a New Future with Chase Louderback

> Episode 150 of the WELLthy Investor Podcast

- **Published:** 2025-12-04
- **Duration:** 00:38:06

## Description

This episode reveals how small, courageous steps like house hacking and steady learning can transform a beginner into a confident investor capable of building long-term wealth through appreciation, strategic planning, and a mindset grounded in action and possibility. See full article: https://www.un

## Chapters

- 00:00 -- - Welcome Back to The REI Agent and Reintroducing Guest Chase Louderback
- 00:18 -- - Revisiting Chase's First Appearance and Early Syndication Work
- 00:42 -- - Setting the Goal for This Conversation and How Mattias and Chase First Connected
- 01:05 -- - Chase's First Deal in College and What Led Him to Become an Agent
- 02:20 -- - Why Chase Sought Speed and Control by Getting His Real Estate License
- 03:00 -- - How Long Chase Invested Before Getting His License and Early Challenges
- 03:30 -- - When Brokerages Merged and How Their Real Estate Clubs Joined Forces
- 04:05 -- - Understanding Chase's Two Path Career Split and How It Slowed Growth
- 05:10 -- - Underestimating What Was Possible and How Limiting Beliefs Held Him Back
- 06:20 -- - Mattias Reflects on Chase's Accomplishments and Sets Up the New Investor Framework
- 07:15 -- - Choosing Between Becoming an Agent or Becoming a Wholesaler When Starting Out
- 08:35 -- - Why Chase Recommends New Investors Avoid Wholesaling and Focus on Agency
- 09:20 -- - Why Working Under an Experienced Agent Can Be the Ideal Starting Point
- 10:15 -- - How W-2 Income Helps New Agents Qualify for Their First House Hack
- 11:15 -- - Creative House Hacking Approaches for First Time Investors
- 12:33 -- - Matching Your Career Path to Your Long Term Real Estate Goals
- 13:00 -- - Why House Hacking Works and How Modern Tech Makes Renting Rooms Easier
- 13:48 -- - Understanding the Power of Appreciation and Buying in the Right Location
- 14:30 -- - Mattias on the Importance of Swinging Early and Getting Your First Deal
- 15:00 -- - Why Having a Mentor Protects You From Beginner Mistakes
- 16:00 -- - Long Term Wealth Through Appreciation and Holding Properties
- 16:45 -- - How Every Market Is Different and Why Cash Flow vs Appreciation Depends on Geography
- 17:46 -- - Why Out-of-State Rentals Often Make Less Sense for New Investors
- 18:35 -- - How Small Cash Flow Gains Compound Over Time
- 20:10 -- - How to Build a 5 Year Base Using Low-Down Payment House Hacks
- 21:05 -- - Builder Advantages and the Benefits of Living in New Construction
- 21:50 -- - Erica and Mattias' Family Approach to Early Investing
- 22:14 -- - Why House Hacking Is Still Chase's Preferred Starting Strategy
- 24:20 -- - Using HELOCs for Safety, Not for Down Payments
- 26:00 -- - Building Flexibility Through Creative Capital Structures
- 26:25 -- - Chase's Full Step-by-Step Plan to Scale From Zero to Large Deals
- 27:47 -- - How to Build Relationships and Earn Access to Better Off-Market Deals
- 28:33 -- - Why Smaller Properties Can Be More Work and Carry Higher Risk
- 29:39 -- - Fear Barriers and How Investors Grow Into Larger Deals
- 30:54 -- - Why There Is No Rule Requiring You to Start Small
- 32:47 -- - Why Brand New Townhouses Can Still Be Smart First Investments
- 33:00 -- - Incentives, Builder Warranties, and Lending Advantages
- 34:34 -- - How Syndications Act Like a 401k for High-Earning Agents
- 35:39 -- - Understanding Depreciation, Cost Segregation, and LP Advantages
- 36:24 -- - Tax Strategy Considerations and CPA Guidance for Agents
- 37:39 -- - Closing Thoughts and Gratitude for Chase Returning to the Studio

## Show Notes

This episode reveals how small, courageous steps like house hacking and steady learning can transform a beginner into a confident investor capable of building long-term wealth through appreciation, strategic planning, and a mindset grounded in action and possibility.
See full article: https://www.unitedstatesrealestateinvestor.com/rise-into-your-purpose-building-wealth-courage-and-a-new-future-with-chase-louderback/
(00:00) - Welcome Back to The REI Agent and Reintroducing Guest Chase Louderback
(00:18) - Revisiting Chase's First Appearance and Early Syndication Work
(00:42) - Setting the Goal for This Conversation and How Mattias and Chase First Connected
(01:05) - Chase's First Deal in College and What Led Him to Become an Agent
(02:20) - Why Chase Sought Speed and Control by Getting His Real Estate License
(03:00) - How Long Chase Invested Before Getting His License and Early Challenges
(03:30) - When Brokerages Merged and How Their Real Estate Clubs Joined Forces
(04:05) - Understanding Chase's Two Path Career Split and How It Slowed Growth
(05:10) - Underestimating What Was Possible and How Limiting Beliefs Held Him Back
(06:20) - Mattias Reflects on Chase's Accomplishments and Sets Up the New Investor Framework
(07:15) - Choosing Between Becoming an Agent or Becoming a Wholesaler When Starting Out
(08:35) - Why Chase Recommends New Investors Avoid Wholesaling and Focus on Agency
(09:20) - Why Working Under an Experienced Agent Can Be the Ideal Starting Point
(10:15) - How W-2 Income Helps New Agents Qualify for Their First House Hack
(11:15) - Creative House Hacking Approaches for First Time Investors
(12:33) - Matching Your Career Path to Your Long Term Real Estate Goals
(13:00) - Why House Hacking Works and How Modern Tech Makes Renting Rooms Easier
(13:48) - Understanding the Power of Appreciation and Buying in the Right Location
(14:30) - Mattias on the Importance of Swinging Early and Getting Your First Deal
(15:00) - Why Having a Mentor Protects You From Beginner Mistakes
(16:00) - Long Term Wealth Through Appreciation and Holding Properties
(16:45) - How Every Market Is Different and Why Cash Flow vs Appreciation Depends on Geography
(17:46) - Why Out-of-State Rentals Often Make Less Sense for New Investors
(18:35) - How Small Cash Flow Gains Compound Over Time
(20:10) - How to Build a 5 Year Base Using Low-Down Payment House Hacks
(21:05) - Builder Advantages and the Benefits of Living in New Construction
(21:50) - Erica and Mattias' Family Approach to Early Investing
(22:14) - Why House Hacking Is Still Chase's Preferred Starting Strategy
(24:20) - Using HELOCs for Safety, Not for Down Payments
(26:00) - Building Flexibility Through Creative Capital Structures
(26:25) - Chase's Full Step-by-Step Plan to Scale From Zero to Large Deals
(27:47) - How to Build Relationships and Earn Access to Better Off-Market Deals
(28:33) - Why Smaller Properties Can Be More Work and Carry Higher Risk
(29:39) - Fear Barriers and How Investors Grow Into Larger Deals
(30:54) - Why There Is No Rule Requiring You to Start Small
(32:47) - Why Brand New Townhouses Can Still Be Smart First Investments
(33:00) - Incentives, Builder Warranties, and Lending Advantages
(34:34) - How Syndications Act Like a 401k for High-Earning Agents
(35:39) - Understanding Depreciation, Cost Segregation, and LP Advantages
(36:24) - Tax Strategy Considerations and CPA Guidance for Agents
(37:39) - Closing Thoughts and Gratitude for Chase Returning to the Studio
Contact Chase Louderback
https://chaselouderback.funkhousergroup.com/
https://www.facebook.com/profile.php?id=100057614462430&locale=gn_PY
https://www.linkedin.com/in/chase-louderback/
If Chase’s journey taught anything, it is that small steps taken with courage can build a powerful foundation for long-term wealth. Start where you are, learn as you go, and commit to the path. For more inspiration and guidance, visit https://reiagent.com

## Links

- [Listen on web](https://anchor.fm/s/f92ea708/podcast/play/112109709/https%3A%2F%2Fd3ctxlq1ktw2nl.cloudfront.net%2Fstaging%2F2025-11-4%2F413711246-44100-2-c95be0145baaa.mp3)
- [Watch on YouTube](https://www.youtube.com/watch?v=UuTAYRDmVj4)
- [Full HTML version](https://reiagent.com/episodes/ep-150-rise-into-your-purpose-building-wealth-courage-and-a-new-fut/)